đặt lãi
Definition
- Verb phrase:
- To invest money; to make an investment: The primary meaning of "đặt lãi" is to place money into a venture, such as a savings account, business, or loan, with the explicit expectation of earning interest or profit on the principal amount.
- To place capital for interest: It specifically implies entrusting one's capital to an individual, institution, or enterprise in order to generate a financial return.
Usage Examples
- Verb phrase:
- Ông ấy quyết định đặt lãi số tiền tiết kiệm vào ngân hàng. (He decided to invest his savings in the bank.)
- Nhiều người đặt lãi tiền vào các công ty tài chính để sinh lời. (Many people place their money with finance companies to generate profit.)
Advanced Usage
- The phrase is somewhat formal and traditional, often used in contexts of formal savings, loans, or investments, rather than speculative trading (e.g., stock market). It carries a connotation of a deliberate, income-generating placement of funds.
Variants and Related Words
- Gửi tiết kiệm (v): to deposit savings (in a bank).
- Đầu tư (v): to invest (a broader, more modern term covering various investment types).
Synonyms
- Invest: to commit money to earn a financial return.
- Place funds: to put money into a financial instrument.
- Lend at interest: to provide a loan with an interest charge.